Apply for Ford Financing in Houston, TX

At Tommie Vaughn Ford, we strive to make the new or used car financing process of your next vehicle as straightforward and stress-free as possible. As the only Ford dealership in Downtown Houston, we have the means to provide you with a new Ford lease or auto loan that best fits your needs.

Whether you’re considering leasing a new Ford or securing a car loan for one of our quality pre-owned vehicles, our expert finance team is here to guide you every step of the way, ensuring you understand all your options fully. Plus, we’re a family-owned and -operated dealership that’s been serving the area since 1956, meaning that we have longstanding relationships and partnerships with various financial institutions to secure competitive rates and flexible terms for our customers.

Want to trade up to a new Ford truck, EV or SUV? Estimate your trade-in value online and one of our team members will be in touch to discuss the next steps. Visit our Houston auto finance center today and let us help you secure an affordable financing solution so you can drive home in your dream vehicle!

Buying Vs Leasing a Ford

Deciding whether to buy or lease a new Tommie Vaughn Ford can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.

When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.

When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.